Tips for Moms to Balance Work and Family Life

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If balancing work and family life is a struggle for you or if you just want to learn some good strategies on how moms who work and take care of families can create more balance, them these tips can help.

Communicate Expectations
In your home life letting your partner and children know what things you expect from them can ensure that everyone does their part. At work if you are in a management position setting clear expectations for your staff can help reduce confusion and goals not being met. If you are in a support position keep the lines of communication open with your superior concerning times you are unable to work and use wisdom when accepting extra assignments.

Don’t Forget About You
Many working moms have no problem giving out but often feel guilty when it’s time to give back to themselves. A better you means a better mom and a better employee or boss. Ministering to your own needs whether it’s going to get your hair done or getting a good workout at the gym, will give you a much needed break, rejuvenation and perhaps even empowerment.

• Ask for Help
Have you ever heard the term no man is an island? In case you haven’t, it means that no man or woman can get through life alone. Asking for help is not a sign of failure or weakness but is actually a sign of courage and humility. Don’t let pride, the media, friends or family put unrealistic expectations on you to be supermom. Just because another mom may seem like they can do it all and still maintain balance and composure doesn’t mean you have to do what they do and appear to be perfect.

For moms who have to both work and take care of their families at home, balancing your own internal emotions and needs can be the secret ingredient to balancing work and family life.

5 Money Budgeting Tools for Housewives and Working Moms

For busy housewives and working moms, tools that can help with budgeting and keeping finances organized is a welcomed asset. Some great tools that can do the job are:

1. Budgeting Spreadsheet or Software
Free budgeting tools from services like Google Docs and Mint.com can be utilized to keep on track with budgeting. Google provides free email accounts which gives you access to the Documents section to download free budgeting spreadsheets. Mint.com is free to sign-up and use and lets you input your income, account balances and expenses, and will send you reminders when funds are running low. Using a budgeting spreadsheet or software is a great way to track and itemize your spending.

2. Automatic Payments
Signing up for automatic payments is a great way to ensure that bills are paid on time and payments are not missed; so that late fees and disruption of service will not occur. For busy housewives and working moms this can be an asset and will be one less thing to think about.

3. Online Banking Bill Pay
Most banks have free online bill pay that allows you to schedule payments and receive reminders for when bills are due. Online bill pay is useful to pay bills on time, avoid postage fees, and have a record of all payment transactions; which can help housewives and working moms stay organized with finances.

4. Banking Alerts
With online banking you can sign-up for email and text message alerts that can warn you when account balances becomes low, when an overdraft may occur, as well as any fraudulent activities on your account.

5. Automatic Transfers
Another great money budgeting tool from online banking is the ability to schedule a date or times when funds are automatically transferred to a savings account. Having automatic transfers to a savings account is an excellent way to avoid over spending and making sure that you have money set aside for emergencies.

Top 5 Time-Saving Tips for Working Moms

For working moms, time management is essential to making sure your needs and those of your family are being met. Here are the top 5 ways that can help you save time.

1. Write Down Activities
Start by writing down each activity you do daily, including the times and how long. Next, number your activities by priority and eliminate any unnecessary activities. It may be further helpful to create a daily activity chart and place it in a location that you will see often.

2. Delegate Chores
If you have members of your household that can perform basic chores, start delegating who does what on which particular day or week. Creating a chore chart with names, days of the week and times and placing it in a common area for all to see, will provide more consistency and help you save time by not trying to do everything yourself.

3. Learn How to Say No
The biggest barrier to time management is taking on more than you can handle. If saving time is a struggle for you then taking on more activities will only add more burden. Once you are able to successfully manage your current activities then you can think about taking on more.

4. Pre-Prepare Meals
If providing home-cooked meals for your family is important to you, then a way to save time is to take one day to chop and season all your meats or pre-prepare items to store in your refrigerator. Doing this can eliminate thinking about what to make for dinner and extra trips to the grocery store.

5. Map Your Route
For working moms, a lot of time is spent driving for work, appointments or activities. To maximize your driving and save time have a strategy to map your route. For example, if the highways are busy in the evenings take local roads, and if necessary local roads that have supermarkets in case you need to pick up items for dinner.

Top 10 Best Companies for Working Moms

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As society continues to advance, many moms whether out of necessity or by choice are entering the workforce. In a study from workingmoms.org as of 2009, 72 percent of women with children over one year old have jobs compared to 39 percent in 1976. Working for a company that provides flexibility and great benefits are an asset for working moms. Here are the top 10 companies for working moms in 2010.

1. Bank of America
Women make up 61 percent of employees with 47 percent having managerial or executive positions. Benefits for moms include reimbursement of up to $8,000 for child adoption.

2. Deloitte
Women account for 26 percent of top earners and receive benefits like 14 fully-paid weeks off and eight paid weeks off for adoptive care.

3. Discovery Communications
After childbirth incentives provided include reducing hours for up to four weeks and using a company affiliated babysitter for only $6 per hour.

4. Ernest & Young
Moms can utilize flex schedules, receive 22 paid maternity weeks off with 14 weeks paid in full.

5. General Mills
Women are among the top executives with five out of seven U.S. retail divisions being directed by working moms. In 2009, 27 percent of women used a formal flex schedule.

6. IBM
Employees can receive up to a $50,000 lifetime benefit for therapy and education assistance for children with developmental disabilities.

7. KPMG
Women can take advantage of online parenting seminars in topics such as Autism, receive discount child care and a $5,000 reimbursement for adoption.

8. PricewaterhouseCoopers
PWC offers mentorship support from experienced moms to teach new moms how to balance work and family. New moms also receive 26 paid weeks off.

9. University of Wisconsin Hospital and Clinics
Women consist of 75 percent of total employees and moms receive benefits like company exercise classes and discounts at participating gyms.

10. WellStar Health
Moms can utilize coverage for in vitro fertilization, as well as 36 weeks of maternity, and 6 weeks of partially paid short term disability.

The Dangers of the Internet from a Stay at Home Mother’s POV

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Every time that I turn on the news it appears as if there is another young teen that is missing. In the majority of the cases of missing children or teens, the Internet is involved. These young children meet someone through social media sites or chat rooms, befriend these people they believe are friends and meet up. Only by the time they meet up with the so called friend do they realize that these people aren’t children like them but adults looking for young prey.

As a stay at home mother, this worries me. My children at the moment are too young to be using the Internet. Sure they can play on some sites but there is no way they can have a Facebook at the ages that they are. They can barely type! However, these news reports do worry me because my children will get older and will get Facebook accounts, Myspace accounts or whatever is popular when they are that age.

While as a mother I can only do my best by educating my children on the dangers of the Internet and not meeting people in public, it might not be enough. Even at this young age I have considered trying out some of the latest social media monitoring software programs out there. These programs allow me to monitor what they do on their Facebook accounts or who they are talking to. Should they be talking to someone that I don’t know, I’ll know because of this software.

At the moment these measures are just preemptive. While I truly believe that my children and I will have the kind of relationship that is open and honest, there is just something about the Internet that encourages them to be secretive and keep things from their mother.

Before my children become the next news item on the six o’clock news, I will prevent it before it happens.

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